LOW RATEHOME LOANS15-Year Fixed4.399APR*4.250% Start Rate30-Year Fixed4.815APR*4.750% Start RateCREDIT UNIONDOWNEY8545 Florence AveDowney, CA 90240LOS ALAMITOS10701 Los Alamitos BlvdLos Alamitos, CA 90720CARSON510W. Carson StCarson, CA 90745Freddie YeawaryPersonal Mortgage Consultant, NMLS# 440899562.936.8746 [NCUAwww.SouthlandCU.orgFederally insured by NCUANMLS 1685526APR-Annual Percentage Rate quoted as of 524.18. Sample payments baed on a $200,000 loan amountand includes principal and interestonly, taxes and insurance will increase your payment. 180 monthlypayments of $1,492.00, 360 monthly payments of $1,02800. The loan and accompanying interest rates,points, and APRs may differ and be adjusted based on your credit history, loan-to-value (TV), occupancy,property type, loan amount, and loan purpose. Rates,terms, programs are subject to change without notice,other fees and conditions may apply. Credit Union Membership is subject to eligibility and required prior toloan funding.

Date: May 25, 2018

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LOW RATE HOME LOANS 15-Year Fixed 4.399 APR* 4.250% Start Rate 30-Year Fixed 4.815 APR* 4.750% Start Rate CREDIT UNION DOWNEY 8545 Florence Ave Downey, CA 90240 LOS ALAMITOS 10701 Los Alamitos Blvd Los Alamitos, CA 90720 CARSON 510W. Carson St Carson, CA 90745 Freddie Yeawary Personal Mortgage Consultant, NMLS# 440899 562.936.8746 [NCUA www.SouthlandCU.org Federally insured by NCUA NMLS 1685526 APR-Annual Percentage Rate quoted as of 524.18. Sample payments baed on a $200,000 loan amount and includes principal and interestonly, taxes and insurance will increase your payment. 180 monthly payments of $1,492.00, 360 monthly payments of $1,02800. The loan and accompanying interest rates, points, and APRs may differ and be adjusted based on your credit history, loan-to-value (TV), occupancy, property type, loan amount, and loan purpose. Rates,terms, programs are subject to change without notice, other fees and conditions may apply. Credit Union Membership is subject to eligibility and required prior to loan funding.