LOW RATEHOME LOANS5/5 ARM4.477APR*3.250% Start Rate5/1 ARM4.399PR*3.250% Start RateCREDIT UNIONDOWNEY8545 Florence AveDowney, CA 90240LOS ALAMITOS10701 Los Alamitos BlvdLos Alamitos, CA 90720CARSON510W. Carson StCarson, CA 90745Paul WalkerPersonal Mortgage Consultant, NMLS# 1072444562.936.8732 NCUAwww.SouthlandCU.orgFederally insured by NCUANMLS 1685526"ARM=Adjustable Rate Mortgage APR=Annual Percentage Rate. Rates quotedasof5-28-18andsubject tochangewithout motice.The loam and accompanying interest rates, points, and APRs may offer and be adjusted based onyour aredit history, loan-to-value (LIV),occupancy, property type, loan amount, and loan purpose.Ratesare sutjetto increase or decrease at the end of the fxed rate period, may adjust annually, andare based on an index plusamargin. The current index for the 5/5 ARMis the 5yar Constant Maturity Treasury (CMT) as published in The WaStreet Journal P&l payment is subject to change after first interest adjustment. Membershi subject to eligibility. Allnew accounts wil be verfhed through ChexSystems and are subject to credit approval Real Estate Loansare sutjectto credit appeoval

Date: May 29, 2018

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LOW RATE HOME LOANS 5/5 ARM 4.477 APR* 3.250% Start Rate 5/1 ARM 4.399 PR* 3.250% Start Rate CREDIT UNION DOWNEY 8545 Florence Ave Downey, CA 90240 LOS ALAMITOS 10701 Los Alamitos Blvd Los Alamitos, CA 90720 CARSON 510W. Carson St Carson, CA 90745 Paul Walker Personal Mortgage Consultant, NMLS# 1072444 562.936.8732 NCUA www.SouthlandCU.org Federally insured by NCUA NMLS 1685526 "ARM=Adjustable Rate Mortgage APR=Annual Percentage Rate. Rates quotedasof5-28-18andsubject tochange without motice.The loam and accompanying interest rates, points, and APRs may offer and be adjusted based on your aredit history, loan-to-value (LIV),occupancy, property type, loan amount, and loan purpose.Ratesare sutjet to increase or decrease at the end of the fxed rate period, may adjust annually, andare based on an index plusa margin. The current index for the 5/5 ARMis the 5yar Constant Maturity Treasury (CMT) as published in The Wa Street Journal P&l payment is subject to change after first interest adjustment. Membershi subject to eligibility. All new accounts wil be verfhed through ChexSystems and are subject to credit approval Real Estate Loansare sutject to credit appeoval