It's about time,.2018 Bank of Hope, NMLS #794513FDICbankofhope.comOur 7/1 adjustable rate loan programs are perfect for homeowners looking for an initial fixed period witha lower interest rate than a traditional fixed rate loan. Whether you're looking to purchase a new home orrefinance your existing one, Bank of Hope's Mortgage Banking Division has the perfect loan for you7/1 ARM PURCHASEFOR THE FIRST 7 YEARSInterest ratePayment3.625%$3,648.51FOR THE NEXT 23 YEARS, ADJUSTED ANNUALLYPayment$4,312.93Interest rate5.375%Based on $800,000.00 loan amount and $1,619.00 origination fee.APR* at 4.499% for the loanLoan Interest rate, APR, and payment are subject to adjust annually at the end of the 7-yearfixed rate period based on the sum of an index and margin rounded to nearest 1/8th at thattime, Payments do not include applicable taxes and insurance premiums.Contact one of our loan officers for more informationTim SibleySenior Loan Officer949.698.1272Todd FiteSenior Loan Officer310.527.2681N MLS # 295198Todd GodfreyRegional Manager949.939.1717Diane UehlingerSenior Loan Officer949.999.7929Dave SchweitzerSenior Loan Officer949.999.7936Tayt lanniSenior Loan Officer949.689.8639NMLS # 632717NMLS # 260939NMLS # 483963NMLS # 323955NMLS # 310914DISCLAIMER: Rates and APR is based on loan amount. Mortgage rates are subject change daily. Actual payments will vary based on your individual situation and current rates. Someproducts may not be available in all states. Based on the purchase of a primary residence. Credit and collateral subject to approval. Cannot combine with any other specials. Paymentexample does not include taxes and insurance payments. Rates and APR" Annual Percentage Rate example assumes-1,000,000 Purchase Price for Purchase transactions or 80% loan-to-value, 43% debt to income (DTI) with a 780 FICO.Origination Fees are as follows: $1,619 for all programs. Rates and Annual Percentage Rates (APR) stated above are as of 06/15/2018. Terms may vary, conditions and restrictions apply.Actual rate for the loan is determined at the time of rate lock based upon program and terms requested. Rates and terms are subject to change without notice.Bank of HopeBankers. Experts. Neighbors.

Date: June 23, 2018

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It's about time,. 2018 Bank of Hope, NMLS #794513 FDIC bankofhope.com Our 7/1 adjustable rate loan programs are perfect for homeowners looking for an initial fixed period with a lower interest rate than a traditional fixed rate loan. Whether you're looking to purchase a new home or refinance your existing one, Bank of Hope's Mortgage Banking Division has the perfect loan for you 7/1 ARM PURCHASE FOR THE FIRST 7 YEARS Interest rate Payment 3.625% $3,648.51 FOR THE NEXT 23 YEARS, ADJUSTED ANNUALLY Payment $4,312.93 Interest rate 5.375% Based on $800,000.00 loan amount and $1,619.00 origination fee. APR* at 4.499% for the loan Loan Interest rate, APR, and payment are subject to adjust annually at the end of the 7-year fixed rate period based on the sum of an index and margin rounded to nearest 1/8th at that time, Payments do not include applicable taxes and insurance premiums. Contact one of our loan officers for more information Tim Sibley Senior Loan Officer 949.698.1272 Todd Fite Senior Loan Officer 310.527.2681 N MLS # 295198 Todd Godfrey Regional Manager 949.939.1717 Diane Uehlinger Senior Loan Officer 949.999.7929 Dave Schweitzer Senior Loan Officer 949.999.7936 Tayt lanni Senior Loan Officer 949.689.8639 NMLS # 632717 NMLS # 260939 NMLS # 483963 NMLS # 323955 NMLS # 310914 DISCLAIMER: Rates and APR is based on loan amount. Mortgage rates are subject change daily. Actual payments will vary based on your individual situation and current rates. Some products may not be available in all states. Based on the purchase of a primary residence. Credit and collateral subject to approval. Cannot combine with any other specials. Payment example does not include taxes and insurance payments. Rates and APR" Annual Percentage Rate example assumes-1,000,000 Purchase Price for Purchase transactions or 80% loan- to-value, 43% debt to income (DTI) with a 780 FICO. Origination Fees are as follows: $1,619 for all programs. Rates and Annual Percentage Rates (APR) stated above are as of 06/15/2018. Terms may vary, conditions and restrictions apply. Actual rate for the loan is determined at the time of rate lock based upon program and terms requested. Rates and terms are subject to change without notice. Bank of Hope Bankers. Experts. Neighbors.